Monarch Money price (October 2026) and how to cancel
In the US (as of 2026-10-18), Monarch's pricing page lists Core at $14.99/month or $99.99/year. Plus is a higher annual tier for forecasting/investments - Confirm at checkout. Cancel in Settings → Billing → Manage subscription → Cancel for web purchases (Monarch Help: cancel).
Access continues through the paid period. Monarch advertises a money-back guarantee on direct subscriptions (Apple store purchases excluded) - Confirm Help. App-store purchases cancel in Apple/Google. Uninstalling the app does not cancel.
Prefer web signup for simpler cancel management per Monarch guidance.
Who bills you
| Who bills you | Where to cancel | Official help |
|---|---|---|
| monarch.com | Settings → Billing → Manage subscription → Cancel | Monarch Help: cancel |
| Apple / Google | Cancel in store Subscriptions | Apple; Google Play |
Current prices
| Plan | Price (US) | What you get |
|---|---|---|
| Core monthly | $14.99/mo | monarch.com/pricing |
| Core yearly | $99.99/yr | Same |
| Plus | Confirm at checkout | Higher planning tier |
| Trial | First week free framing | Confirm offer |
How to cancel Monarch
On Monarch
- Sign in at monarch.com.
- Open Settings → Billing → Manage subscription.
- Choose Cancel Subscription and confirm.
If Apple bills you
- Open Settings on your iPhone or iPad and tap your name at the top.
- Tap Subscriptions.
- Tap Monarch.
- Tap Cancel Subscription (or Cancel Free Trial), then confirm.
If Google Play bills you
- Open the Google Play Store app and tap your profile icon (top right).
- Tap Payments & subscriptions > Subscriptions.
- Select Monarch Money.
- Tap Cancel subscription, pick a reason and confirm.
How to confirm it worked
You're done when:
- Billing shows Monarch not renewing.
- No new Monarch charge posts after the end date.
Source: Monarch Help: Canceling Your Subscription.
Common problems
- Only unlinked accounts. Billing continues.
- Cancelled on Monarch when Apple billed you. Use Apple.
- Expected Apple purchases to use Monarch’s money-back guarantee. Store rules differ.
- Only deleted the app. Billing continues.
What we checked
Verified on official Monarch pages (October 18, 2026): Core dollars on pricing; cancel path on Help.
Core vs Plus
Plus adds deeper forecasting/investment tools - Confirm matrix.
After cancel
Data retention follows Monarch account policy if you keep the login.
Frequently asked questions
How much is Monarch?
Core $14.99/mo or $99.99/yr; Plus Confirm.
Does unlinking banks cancel it?
No.
Can I get a refund?
Monarch advertises money-back on direct subs - Confirm Help; Apple differs.
Does deleting the app cancel it?
No.