Betterment price (October 2026) and how to cancel
In the US (as of 2026-10-18), Betterment pricing is primarily assets-under-management (AUM) advisory fees - Digital/standard rates and Premium (often cited near 0.65% annually on eligible balances with a high minimum) - Confirm fee disclosure. Close or transfer accounts / leave Premium in Betterment Settings → Accounts (Betterment Help: fees).
Closing investments can have tax consequences - Confirm with a tax advisor. Uninstalling the app does not close accounts.
Export statements and understand wash-sale/tax lots before you liquidate.
Who bills you
| Who bills you | Where to cancel | Official help |
|---|---|---|
| Betterment app / web | Settings → Accounts → Close / withdraw / manage Premium | Betterment Help: fees |
| ACATS transfer out | Initiate transfer at receiving brokerage | Confirm both firms |
Current prices
| Plan | Price (US) | What you get |
|---|---|---|
| Digital / investing fee | Confirm pricing page | AUM % |
| Premium advisory | Confirm ~0.65% AUM | High balance minimum |
| Cash / other products | Confirm disclosure | Separate |
| Fund expense ratios | Confirm holdings | Underlying ETFs |
How to cancel / leave Betterment
Close or transfer
- Sign in at betterment.com.
- Open Settings → Accounts.
- Withdraw, close accounts, leave Premium, or start an ACATS transfer out.
- Keep confirmation emails and final statements.
How to confirm it worked
You're done when:
- Accounts show closed / transferred and Premium is off.
- No new Betterment advisory fee accrues on a zero balance.
Source: Betterment Help / fee disclosure.
Common problems
- Only sold one goal. Other accounts still fee.
- Expected instantaneous ACATS. Transfers take days.
- Ignored tax lots when liquidating.
- Only deleted the app. Accounts remain open.
What we checked
Checked October 18, 2026: Betterment pricing/fee disclosure pages; close via account settings / Help.
Fees vs subscriptions
Betterment bills advisory % of assets, not a Netflix-style flat month.
After close
You receive final statements; tax forms follow IRS timelines.
Frequently asked questions
How much does Betterment cost?
Mainly an AUM advisory fee - Confirm pricing.
How do I cancel?
Close/transfer accounts and leave Premium in Settings.
Does deleting the app close my IRA?
No.
Will I owe taxes?
Possibly on taxable accounts - Confirm a tax advisor.